UTI BSE Sensex Index Fund - Direct Plan - Growth
UTI Mutual Fund
Index Funds - Equity Funds
Best SIP day: the 13th.
Best SIP day for this fund
The 13th
NoiseThe 13th had the highest full-history XIRR for this fund. But 56 months of history is too little to tell whether the date matters at all.
Why the 13th
- Highest return of all 28 dates3.000%
Full-history XIRR, 0.10 pp above the middle of the month (2.902%).
- How far apart the 28 dates are0.17 pp
From the 17th (2.828%) up to the 13th. A date effect needs more than 0.25 pp and an order of dates that holds. This fund's order scored -0.44, short of 0.6.
- What the spread is worth₹2,611
Between the highest- and lowest-value dates (the 13th and the 17th) on a notional ₹10,000 a month: 0.4% of the ₹6.0 lakh it grew to over 4.7 years.
Missing one instalment costs more than picking this date over a typical one.
Higher than todayLower than todayTodayBest dayNot a SIP date
Each SIP date shows its full-history XIRR. Dates shaded as “higher than today” beat today’s date; the other shade fell short. Weakest to strongest across all 28 is 0.17 pp, and the deeper the fill, the further from today’s figure that date sat. Tap a date (1–28) to compare it with the named day; that does not change the answer.
Loading the calendarDoes not change the named day.
What to keep in mind
This fund is marked reduced confidence: 56 months of history leaves too few independent 3-year stretches for the numbers above to settle.