Kotak US Specific Equity Passive FOF - Direct Plan - Growth
Kotak Mahindra Mutual Fund
Other Scheme - FoF Overseas
Best SIP day: the 5th.
Best SIP day for this fund
The 5th
Thin edgeThe 5th had the highest full-history XIRR for this fund. Dates in this fund have differed by up to 0.42 pp, but not consistently, so the pattern may not hold.
Why the 5th
- Highest return of all 28 dates27.121%
Full-history XIRR, 0.18 pp above the middle of the month (26.944%).
- How far apart the 28 dates are0.42 pp
From the 15th (26.702%) up to the 5th. Wider than the 0.25 pp a date effect needs, but the order of dates didn't hold (0.15, needs 0.6).
- What the spread is worth₹20,205
Between the highest- and lowest-value dates (the 5th and the 27th) on a notional ₹10,000 a month: 1.4% of the ₹14.3 lakh it grew to over 5.6 years.
Missing one instalment costs more than picking this date over a typical one.
This fund has 67 months of history, fewer than eight years. A spread of 0.42 pp is hard to tell apart from the noise a history this short produces, so this verdict reflects the length of the history as much as the fund.
Higher than todayLower than todayTodayBest dayNot a SIP date
Each SIP date shows its full-history XIRR. Dates shaded as “higher than today” beat today’s date; the other shade fell short. Weakest to strongest across all 28 is 0.42 pp, and the deeper the fill, the further from today’s figure that date sat. Tap a date (1–28) to compare it with the named day; that does not change the answer.
Loading the calendarDoes not change the named day.
What to keep in mind
This fund has 67 months of history, fewer than eight years. A spread of 0.42 pp is hard to tell apart from the noise a history this short produces, so this verdict reflects the length of the history as much as the fund.