Tithi

Union Corporate Bond Fund - Direct Plan - Growth Option

Union Mutual Fund

Debt Scheme - Corporate Bond Fund

Best SIP day: the 4th.

Best SIP day for this fund

The 4th

Noise

The 4th had the highest full-history XIRR for this fund. The 28 dates sit close enough together that the difference between them is noise rather than a date effect.

Why the 4th

  1. Highest return of all 28 dates
    6.035%

    Full-history XIRR, <0.01 pp above the middle of the month (6.030%).

  2. How far apart the 28 dates are
    0.02 pp

    From the 2nd (6.017%) up to the 4th. A date effect needs more than 0.25 pp and an order of dates that holds. This fund's order scored -0.35, short of 0.6.

  3. What the spread is worth
    ₹5,667

    Between the highest- and lowest-value dates (the 4th and the 28th) on a notional ₹10,000 a month: 0.4% of the ₹12.9 lakh it grew to over 8.3 years.

Missing one instalment costs more than picking this date over a typical one.

Higher than todayLower than todayTodayBest dayNot a SIP date

Each SIP date shows its full-history XIRR. Dates shaded as “higher than today” beat today’s date; the other shade fell short. Weakest to strongest across all 28 is 0.02 pp, and the deeper the fill, the further from today’s figure that date sat. Tap a date (1–28) to compare it with the named day; that does not change the answer.

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Does not change the named day.

The 4th · Noise · 0.02 pp range