PGIM India Ultra Short Term Fund - Direct Plan - Direct Growth
PGIM India Mutual Fund
Income/Debt Oriented Schemes - Ultra Short Term Fund
Best SIP day: the 13th.
Best SIP day for this fund
The 13th
Thin edgeThe 13th had the highest full-history XIRR for this fund. The same dates kept doing well across the history, but by very little: 0.03 pp above the middle of the month.
Why the 13th
- Highest return of all 28 dates6.973%
Full-history XIRR, 0.03 pp above the middle of the month (6.941%).
- How far apart the 28 dates are0.07 pp
From the 5th (6.901%) up to the 13th. Narrower than the 0.25 pp a date effect needs, though the order of dates held (0.88).
- What the spread is worth₹11,956
Between the highest- and lowest-value dates (the 13th and the 28th) on a notional ₹10,000 a month: 0.6% of the ₹18.6 lakh it grew to over 10.6 years.
Missing one instalment costs more than picking this date over a typical one.
Higher than todayLower than todayTodayBest dayNot a SIP date
Each SIP date shows its full-history XIRR. Dates shaded as “higher than today” beat today’s date; the other shade fell short. Weakest to strongest across all 28 is 0.07 pp, and the deeper the fill, the further from today’s figure that date sat. Tap a date (1–28) to compare it with the named day; that does not change the answer.
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