BANK OF INDIA CREDIT RISK FUND - Direct Plan - Growth
Bank of India Mutual Fund
Debt Scheme - Credit Risk Fund
Best SIP day: the 28th.
Best SIP day for this fund
The 28th
NoiseThe 28th had the highest full-history XIRR for this fund. The 28 dates sit close enough together that the difference between them is noise rather than a date effect.
Why the 28th
- Highest return of all 28 dates9.026%
Full-history XIRR, 0.19 pp above the middle of the month (8.835%).
- How far apart the 28 dates are0.22 pp
From the 9th (8.809%) up to the 28th. A date effect needs more than 0.25 pp and an order of dates that holds. This fund's order scored 0.06, short of 0.6.
- What the spread is worth₹25,168
Between the highest- and lowest-value dates (the 28th and the 23rd) on a notional ₹10,000 a month: 1.1% of the ₹23.8 lakh it grew to over 11.5 years.
For this fund a missed instalment and the date spread are closer than usual.
Higher than todayLower than todayTodayBest dayNot a SIP date
Each SIP date shows its full-history XIRR. Dates shaded as “higher than today” beat today’s date; the other shade fell short. Weakest to strongest across all 28 is 0.22 pp, and the deeper the fill, the further from today’s figure that date sat. Tap a date (1–28) to compare it with the named day; that does not change the answer.
Loading the calendarDoes not change the named day.