HDFC Ultra Short to Short Term Fund - Direct Plan - Growth Option

HDFC Mutual Fund

Income/Debt Oriented Schemes - Ultra Short to Short Term Fund

Best SIP day for this fund

The 1st

Thin edge

The 1st had the highest full-history XIRR for this fund. The 28 dates sit close enough together that the difference between them is noise rather than a date effect.

Why the 1st

Highest return of all 28 dates
7.218%
Full-history XIRR, <0.01 pp above the middle of the month (7.217%).
How far apart the 28 dates are
<0.01 pp
From the 27th (7.215%) up to the 1st. Narrower than the 0.25 pp a date effect needs, though the order of dates held (0.67).
What the spread is worth
₹14,757
Between the highest- and lowest-value dates (the 1st and the 28th) on a notional ₹10,000 a month: 0.5% of the ₹27.8 lakh it grew to over 13.8 years.

Missing one instalment costs more than picking this date over a typical one.

Higher than todayLower than todayTodayBest dayNot a SIP date

Each SIP date shows its full-history XIRR. Dates shaded as “higher than today” beat today’s date; the other shade fell short. Weakest to strongest across all 28 is <0.01 pp, and the deeper the fill, the further from today’s figure that date sat. Tap a date (1–28) to compare it with the named day; that does not change the answer.

I SIP on theDoes not change the named day.

The 1st · Thin edge · <0.01 pp range